Ian Benn

Ian Benn is Head of Strategy and Market Development at Ingenico, a Worldline Brand

Recent Posts

6 Challenges with Non-Phone-Based Biometrics

In my previous blog post, I talked about the rise of biometric authentication in typical payment environments. That market is currently dominated by phone-based biometrics where consumers authenticate the transfer of payment information on their device via a fingerprint scanner or face ID. For the merchant, it is a simple contactless transaction.

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What Are Biometric Payments and How Do They Work?

There has been a tremendous amount of conversation recently around biometrics and its role in payments. The idea that we can pay for goods and services without having to carry a wallet or even a phone is certainly appealing, but what’s the current state of play? And where are we headed?

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QR Code Payments: Should Merchants Accept It? Maybe

In my previous blog post, I discussed the growth of QR codes as a payment method and the different types that are available in the market.

To recap, the first one is a Static QR Code that the merchants display for the consumers to scan and pay. The second one is a Dynamic QR Code – Merchant Displayed – which generates a unique QR code for every transaction for the merchant to display and the consumer to scan and pay. The third one is another Dynamic QR Code format – Consumer Displayed – which generates a unique QR code for every transaction on the consumer’s device for the merchant to scan and accept payment.

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QR Code Payments: What Are They and How Do They Work?

It’s strange how technology use changes over time. Take the QR code: It has been around for more than a quarter of a century but is only now starting to become more visible in our lives. What began as a simple tool to help Japanese car makers track their inventory around their factories is now everywhere from ticketing to advertising. Soon it will be in our wallets too.

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