Wallets? Where We’re Going, We Don’t Need Wallets

Have you ever wondered what it might be like to live in a world without cash? In many parts of the world, this idea of the cashless society is already taking off. Sweden is moving the fastest: only 1 in 10 citizens reported paying for something with cash last year. Canada, where contactless mobile and card payments rule, is also eyeing a cashless future, including through its own digital currency.

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How Technology is Transforming Urban Transit

The continued growth of cities worldwide brings fresh challenges, from spiraling urban populations to increased levels of congestion and pollution. As our cities swell, the role of public and mass transport in managing the movement of these people quickly comes into sharp focus. In our choked cities, the car is no longer king and planners are instead focusing on how to make mass urban transit simple, seamless and appealing to all.

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Enhance Customer Experience in Your Business in 2019

 

What are your business’s objectives for the new year?

In 2019, customer experience should be top of mind. 69% of consumers say they will move on from a brand after a bad experience, research shows. How exactly are businesses failing to meet customer experience expectations? For one, 55% of consumers feel that brands are behind the times with how they interact with customers, both online and offline. However, 75% of consumers feel that automated experiences often feel too impersonal. With so many different types of consumers with different needs, it’s important to provide a seamless, easy experience that is also consultative and personal. Here are some ways your business can improve customer experience and keep up with the times without losing your brand’s personality:

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What is the Difference Between PIN on Terminal, PIN on Glass and PIN on Mobile?

Micro-merchants and small businesses have a low number of monthly transactions and spending thousands of dollars on a full-blown POS system isn’t always cost-effective. If you are one of them, you may have been using mobile POS solutions to accept electronic payments to keep your cost down. Over the years, this type of payment solution has gone through many changes – card readers have become smaller for easy portability. In other instances, tablet POS solutions have helped many businesses improve staff efficiency and customer experience. With EMV chip and PIN transactions becoming more common in the U.S., there is a need for mobile POS solutions that can securely accept PIN while still keeping the technology costs down for merchants. This is where PIN on Mobile comes in. These new solutions allow you to securely accept PIN transactions by using a card reader and your consumer grade mobile/tablet device as a POS system. You can learn more about this solution in one of my previous blog posts.

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What Goes Inside a PIN on Mobile Solution?

Small business and micro-merchants across the U.S. are looking for a solution that helps them securely accept payment without compromising on security and burning a hole in their pockets. An answer to their call seems to be brewing up in the industry with PIN on Mobile technology. In my first blog post in this series, I discussed the basics of what a PIN on Mobile solution is all about and how does it work. In the second post, I explored which vertical benefits the most from this technology and how. For my third blog post in the series, I am taking a technical route and am looking to talk about the different components of a PIN on Mobile solutions. This is again a common question that I get when I talk about this subject.

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