How ISVs Can Help Merchants Improve Customers Experience and More with Payment APIs

Using an Application Programming Interface (API) is not a new trend for users of connected devices. Whether you use a computer, smartphone, smart appliances, etc., APIs are critical to how applications on these devices communicate with each other to help you get the information you need. A common example of API usage is when a single click on an address opens a map application on your phone, or web browser. Any time, an application is calling another one to leverage a service or a function, the underlying communication is more than likely using this technology.

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Six Ways Technology Has Changed Traditional Payments

Payments experiences have changed significantly over the last few decades. Improved technology, customers’ needs for convenience, security measures and regulations have all helped transform how we pay for goods and services. If you look back at history, cash was the predominant mode of payment for a while. Soon after, checks became a practical option for large ticket purchases, allowing shoppers to carry less cash. Then came the plastic credit and debit cards – allowing consumers to have thinner wallets but larger purchasing power.

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QR Code Payments: What Are They and How Do They Work?

It’s strange how technology use changes over time. Take the QR code: It has been around for more than a quarter of a century but is only now starting to become more visible in our lives. What began as a simple tool to help Japanese car makers track their inventory around their factories is now everywhere from ticketing to advertising. Soon it will be in our wallets too.

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Consider As-a-Service Model for Your Payment Solution Needs

The payments industry is going through a significant transformation in the US. The COVID-19 pandemic has catalyzed many technology & market trends (such as contactless, curbside pick-up) that would have taken longer to be fully adopted by the broader industry. Back in January, we showcased our as-a-Service program among other innovations at National Retail Federation’s Virtual show. After the show concluded, our conversations around the as-a-Service program have continued and we see growing interest in this idea.

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How Digital Identities Might Soon Change the Way People Shop

Proving your identity is typically done in just a few ways: with a license, a passport or a social security number. This may soon change with the introduction of digital IDs.

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