Has the Retail Consumer Changed for Good?

Consumer trends are always evolving. The use of new and improved personal technology enhances consumers’ lives and pushes them to expect similar experiences in everyday environments. The COVID-19 pandemic changed many things for retail stores and consumers alike. eCommerce grew by 44% in 2020 as consumers stayed at home at the peak of the health crisis and bought most things online. It also catalyzed the evolution of the shopping experience – including use cases such as, curbside pickup, BOPIS, etc. The question that lingers right now is are these trends here to stay for good? And if they are, how can retailers continue to drive more in-store traffic?

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VARs: Offer Future-Proof, Cost-Effective Solutions with Android

Payments are so much more than they used to be. Merchants of all sizes are under pressure to do more with the technology they have and exceed customer expectations. This means accepting all payment methods, adding value at checkout, serving customers in-aisle, and managing operations seamlessly.

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Go Beyond PCI Compliance with a Balanced Security Approach

One of the most frequently occurring discussions around payment security is regarding PCI compliance. When we talk with our customers, partners and integrators, especially with those who are new to the payments industry, understanding PCI compliance can be complex. The PCI DSS, for example, refers to the Data Security Standard released by the PCI Council that are set up to ensure that all businesses that accept, process, store and/ or transmit cardholder data (i.e., credit card information), do it in the safest way possible. By following the DSS and other related standards, merchants can better protect their payment infrastructures from data breaches. They not only keep customer data safe but also protect their brand reputation.

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Four Reasons Why Transit Operators Need Contactless Payments

Back in 2019, the MTA rolled out OMNY – an innovative contactless fare payment system that allowed riders to simply “tap n go.” A rider (whether a daily traveler or a tourist) could simply use their contactless card, mobile wallet or wearable to tap directly on the turnstile to gain access to the platform and the train. This was an innovative and easier way for riders to pay for their journey. As public transit returns to normalcy since the pandemic began in 2020, in July 2021, MTA logged their 100 millionth tap on these systems. This is significant for multiple reasons. First, the MTA manages one of the busiest subway systems in the US and this milestone represents a good rate of adoption for this new process. Second, it also represents how comfortable riders have become with using contactless payments.

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What is WIC and How Does It Work?

Grocery stores are integral to how we shop for produce and other food items today. In our conversations with grocers and grocery ISVs, there are a lot of questions around WIC that come up and the payment technology implications around. While we do talk a lot about retail and grocery-related topics on our blog, we wanted to explore WIC and help provide some information that can be helpful.

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